The Korea Herald


[팟캐스트] (545)새해 돈 관리? "현금 챌린지"로 눈돌리는 MZ

By Choi Jeong-yoon

Published : Jan. 1, 2024 - 18:09

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A captured image of an Instagram post by Kim Ji-hye (Instagram) A captured image of an Instagram post by Kim Ji-hye (Instagram)

진행자: 최정윤, Beth Eunhee Hong

Farewell to credit cards: Cash-only trend surges as young Koreans tackle overspending

기사 요약: 고물가 시대 속 MZ들의 새로운 돈관리 법 "현금 챌린지" 유행

[1] Despite digital progress and surging online transactions, a notable consumption trend is emerging among South Koreans in their 20s and 30s, as an increasing number of them are opting to use physical cash over credit card transactions in their daily lives.

*emerge: 생겨나다, 부상하다/ 어둠 속에서 모습을 드러내다

*opt to: ~를 선택하다

[2] Referred to as "cash stuffing," the budgeting method involves withdrawing cash from a bank account and segregating it into designated envelopes for different categories, such as groceries, travel, dining out and more.

*segregate: 분리하다, 떼어놓다

[3] Gaining popularity among young those seeking to curb overspending and counter the "cashless effect" — a tendency to make more purchases when payments are less tangible — the method restricts spending to allocated amounts in a physically tangible way.

*tangible: 실재하는, 만질 수 있는

[4] "I would spend about 1 million won ($770) solely on food delivery apps, but after switching to cash payments, the expenditure fell almost 70 percent,” 32-year-old Kim Ji-hye told The Korea Herald....More recently, young people began to scrutinize each other's spending habits in public chat rooms called "geojibang." or beggars' rooms, on KakaoTalk. In one such online community birthed this year, participants would refer to themselves as beggars and share their lists of expenditures -- along with harsh words of encouragement to promote stricter saving.

*expenditure: 지출, 비용, 경비/ 소비

*scrutinize: 세심히 살피다, 면밀히 조사하다

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[코리아헤럴드 팟캐스트 구독]


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